We provide 401(k) audit services for businesses and plan sponsors across the Bay Area. We help you meet DOL and ERISA requirements, catch compliance issues before they become penalties, and file with confidence.
WE ARE PROUD TO SERVICE OUR FRENCH-SPEAKING
COMMUNITIES ESTABLISHED THROUGHOUT CALIFORNIA.
SAN FRANCISCO BAY AREA CPA GUIDANCE FOR AUDITS, TAX STRATEGY, AND DEAL-READY FINANCIALS
A 401(k) audit protects plan sponsors from penalties, catches errors before they compound, and gives employees confidence their retirement savings are handled properly. We handle the full scope of 401(k) audit services, working directly with your plan administrator so the process stays efficient. Whether you need a limited scope or full scope audit, our 401k auditors flag issues early, before they become filing problems.
For plans with certified investment information, at reduced cost.
Comprehensive testing of plan operations, contributions, and controls.
Findings packaged for accurate, on-time filing.
Reviewing contribution limits, eligibility, and nondiscrimination rules.
Assessing contribution, distribution, and recordkeeping practices.
If your retirement plan has grown past 100 eligible participants, the Department of Labor requires an independent audit each year. It’s not optional, and getting it wrong means penalties, delayed filings, and closer scrutiny down the line.
We know this feels like one more item on an already long list. We work alongside your plan administrator and recordkeeper, reviewing plan documents, testing transactions, and verifying participant data so nothing slips through.
If we find gaps, we tell you early and in plain language. The goal is simple: a clean audit and a Form 5500 filing you can trust.
A well-run 401(k) audit does more than satisfy the DOL. It protects your business, your plan, and the people relying on it.
Avoid DOL penalties for late or incomplete filings
Catch errors early, before they compound into bigger problems
Build trust with employees relying on the plan
Stronger internal controls around contributions and distributions
A Form 5500 filing you can stand behind
We bring the same rigor to your retirement plan audit that we bring to every engagement, without the runaround or generic checklists.
Every retirement plan is different. Tell us a bit about yours and we’ll follow up to walk through what your 401(k) audit will involve.
We work within the systems you already use, so plan data moves smoothly between your team and ours without extra manual steps.
We’re experienced with:
Still have some questions?
Let us know how we can help you.
If your plan has 100 or more eligible participants at the start of the plan year, the Department of Labor generally requires an independent audit each year.
A limited scope audit relies on a qualified institution to certify investment data, reducing the work involved. A full scope audit tests all plan operations and controls directly.
Timing depends on plan size and how organized your records are, but most audits run four to six weeks from document collection to final report.
Auditors review plan documents, participant eligibility, contribution and distribution timing, and internal controls to confirm the plan operates the way it’s designed to.
We flag issues early and explain what caused them. Most errors can be corrected before filing, which is far better than the DOL finding them later.
Form 5500 is generally due seven months after the plan year ends, with a possible two and a half month extension if filed on time.
Businesses, nonprofits, and organizations sponsoring retirement plans with 100 or more eligible participants, including those newly crossing that threshold, typically need an annual audit.
When early-stage fund managers start evaluating hedge fund solutions, most of the advice they receive is either built for institutional-scale operations or comes from providers
Most founders enter financial due diligence confident their numbers are in reasonable shape. Their accountant has never flagged anything serious. The books are clean enough
Venture capital investment has always involved a close read of the numbers. What has changed is who is doing the reading, how fast they can
